Step 1: Sign Up for Chime
- Go to MyPoints and find the Chime offer. This will typically give you $390 in points (equivalent to cash, after fulfilling the requirements).
- Sign up for Chime using the MyPoints link to get the $390 reward.
- Chime Sign-Up Bonus: Upon signing up, you’ll be eligible for the $100 direct deposit bonus from Chime.
- Make sure to use the MyPoints link for signing up, as this is the key to unlocking the $390 offer.
Step 2: Set Up Direct Deposits
- Direct Deposit 1: To qualify, you need two qualifying direct deposits within 30 days.
- Tip: Use a side hustle or another source of income (freelance payments, gig work, etc.) to make the direct deposit, if you’re not currently employed.
- Pro Tip: Make sure your deposits are ACH transfers — Chime doesn’t accept certain types of transfers like Venmo or PayPal as qualifying deposits.
- Direct Deposit 2: Make sure that your second deposit is also received before the 30-day deadline. This ensures both MyPoints and Chime’s requirements are met for both the $390 and $100 bonuses.
Step 3: Confirm Bonuses
- Chime Bonus: After 2 qualifying direct deposits, you will receive the $100 sign-up bonus from Chime.
- MyPoints Bonus: After completing the two deposits, MyPoints will credit your account with 66,00 points, which can be redeemed for around $390 (depending on the payout rate at the time of redemption).
Step 4: Cash Out Your Earnings
- Cash Out Chime Bonus: Once you meet the direct deposit requirements, you’ll get $100 from Chime. This typically appears within 1-2 days after completing the second deposit.
- Cash Out MyPoints: Once the points are credited, you can convert them into gift cards or PayPal cash, depending on the platform’s available rewards options.
Timeframe:
- Estimated Time to Complete: You’ll need at least 30 days for the two deposits to fully clear.
- Chime typically credits the sign-up bonus 1–2 days after the second deposit, so make sure to allow some buffer time.
- MyPoints generally credits your points shortly after meeting the requirements (usually within 1–2 days).
Projected Earnings Breakdown:
| Source | Bonus Amount | Conditions to Meet |
|---|---|---|
| Chime Sign-Up | ~$100 | 2 qualifying direct deposits within 30 days |
| MyPoints (Chime offer) | ~$390 (390 points) | 2 qualifying direct deposits within 30 days |
Total Estimated Earnings: $490 from completing both offers (Chime + MyPoints).
By following this strategy, you’ll be able to stack the $390 from MyPoints with the $100 from Chime, maximizing your earnings from just two qualifying direct deposits.
Let me know if you need any more tips or clarification on any part of the strategy!